From the table, the most reliable fully funded + stipend program for international students (in healthcare) is ANS for nursing. For medicine and midwifery, international full-funding scholarships are extremely rare in Singapore.

Thus, your expectations must be calibrated: while nursing / allied health may have viable scholarships for international students, medicine and midwifery programs with full funding + monthly stipend for international applicants are very limited or nonstandard.

Step-by-Step Guide: How to Apply for Singapore Healthcare / Nursing Scholarships (International & Local Prospects)

Below is a user-friendly guide for both international (especially for nursing via ANS) and local applicants seeking healthcare scholarships.

Step 1: Research candidate programs and eligibility

• Identify institutions in Singapore offering nursing, allied health, or midwifery programs (polytechnics, universities).

• Check whether they accept international students, and whether they participate in the ANS or similar programs.

• Confirm the eligibility criteria (academic grades, nationality, English proficiency, age, etc.).

Step 2: Review scholarship calls & timelines

• For ANS, monitor the Scholarship Program when open (often around mid-year) — official sites or ministries of health.

• For MOHH / cluster healthcare scholarships, check MOHH / SingHealth / hospital cluster websites for annual scholarship calls.

• Check for internal university scholarships (for NUS medicine graduate, NUS nursing, etc.)

Step 3: Prepare required documents

• Academic transcripts / certificate

• Proof of English proficiency (if required)

• Personal statement / motivation letter

• Letters of recommendation

• Passport, identification

• For ANS: often medical fitness, service agreement acceptance

Step 4: Submit scholarship + program application together

• Apply to the educational institution (e.g. polytechnic, university, nursing school) for the healthcare / nursing program

• Simultaneously apply for the scholarship (e.g. ANS program) via ministry or scholarship portal

• Ensure all documents are submitted before deadlines

Step 5: Selection, assessment, or interview

• Shortlisted candidates may undergo interviews or assessments

• Health checks may be part of acceptance

Step 6: Acceptance & bond / service commitment

• If awarded, accept the scholarship, sign service bond if required

• Ensure you’re aware of obligations (years of public service, repayment if default)

Step 7: Enrollment, orientation & academic progress

• Enroll in courses, attend orientation, and maintain academic performance

• Fulfill service obligations post-graduation

Step 8: Honor your service period / obligations

• Many scholarships require you to serve a public healthcare institution (in Singapore or perhaps in your home country, depending on term)

• Meet conditions to avoid penalty or bond repayment

Following this roadmap increases your chances of navigating the system effectively.

Key Insights, Tips & Pitfalls

• Service bonds are common — Many Singapore healthcare scholarships require you to serve in public healthcare settings for a number of years (e.g. ANS requires 6 years of service)

• Monthly stipend / allowance may be modest — In scholarship programs like ANS, the stipend is designed to supplement living costs, not luxurious living.

• Language requirements exist — Even if there’s no IELTS, some programs may require proof of English, or prior instruction in English.

• Limitations for medicine / midwifery — Scholarships for full medicine degrees for international students are extremely rare, due to cost, regulation, and licensing issues.

• Strong competition — Scholarship slots are limited; many candidates will competed with strong academic records and service commitment readiness.

• Local priority — Singapore scholarships often prioritize citizens or permanent residents, and only a few slots might be available for international students.

• Clarify overseas study exception — Some scholarships allow studying abroad (with support), but often only for allied health or sub-disciplines, not core medicine.

• Monitor institutional scholarships — Even within institutions doing medicine or nursing, there may be internal scholarships not widely advertised — reach out directly to faculties.

Sample Application / Personal Statement Outline (Healthcare Version)

Here’s a sample structure you can adapt when applying for nursing / allied health / midwifery scholarships:

1. Introduction / personal motivation
   E.g. “Growing up, I watched the struggle of maternal care in my rural town, and I resolved to become a midwife…”

2. Academic & healthcare background
   Highlight relevant courses, volunteering, internships, health service experience.

3. Why Singapore / this program
   Emphasize Singapore’s healthcare system excellence, exposure, training, and how this program helps you later contribute back home.

4. Scholarship motive & commitment
   Show your willingness to commit to service obligations, your passion for public health, and alignment with scholarship goals.

5. Future plan & impact
   Describe how you will use your training to improve healthcare in your country / region — especially underserved areas.

6. Timeline & support needs
   If the program involves overseas study segments, state how you’ll manage that, what support (stipend, housing, etc.) you’ll require.

7. Closing & gratitude
   Reaffirm your commitment, readiness, and appreciation for scholarship opportunities.

FAQs (Concise & Useful)

Q: Can international students get full healthcare scholarships for medicine in Singapore?
A: It’s extremely rare. Most Singapore healthcare scholarships are designed for local / permanent residents and often target nursing, allied health, or diploma tracks rather than full medical degrees.

Q: Does ANS include stipend + full tuition?
A: Yes — the Asian Nursing Scholarship covers full tuition, accommodation, airfare, monthly allowance, insurance, and requires a service bond after graduation.

Q: Are these scholarships bond-free?
A: Rarely. Many Singapore healthcare scholarships come with service obligations (bonds) — e.g. you must work in public healthcare institutions for X years.

Q: What about midwifery scholarships?
A: Midwifery-specific scholarships are not common in Singapore. It might be possible under allied health or nursing scholarship avenues at some institutions, so you must check each institution’s offers.

Q: How much is the monthly allowance?
A: For ANS, the monthly allowance is part of the scholarship (e.g. monthly stipend) though the exact amount may vary by year.

Conclusion & Call to Action

If you come from an underserved country and hope to study healthcare (medicine, nursing, midwifery) in Singapore, your strongest shot lies in nursing or allied health scholarships like the Asian Nursing Scholarship (ANS) or Singapore’s MOHH cluster healthcare scholarships. Full funding + monthly stipend is possible through these paths, though always with service bonds and strong competition.

Your next steps:

1. Monitor ANS and relevant government / hospital cluster scholarship announcements

2. Prepare excellent academic, clinical, volunteer, and English credentials

3. Reach out to institutions for internal scholarships & allied health programs

4. Apply broadly, even to local / regional scholarships while waiting to see if Singapore opens medical / midwifery slots

“Healthcare is service. If your heart is aligned with service, finding funding becomes part of your journey, not the barrier.”